(203) 743-9985

Your Trusted Non-Conventional Mortgage Lender

At this time Prysma is only licensed to provide mortgages in the CT, FL, MA. NJ, NY, PA, and TX.

Thank you!

We will contact you shortly

Can't send form.

Please try again later.

Prysma is Connecticut’s #1 trusted lender for Non-Conventional Loans. We are here to make home ownership affordable throughout Connecticut, New York, Massachusetts and Florida.
We specialize in Non-Conventional loans and lending solutions for homeowners who want to buy their primary residence, second home, or rental property.
We understand that finding the right type of home loan can be a frustrating process, but we are here to make sure the buying process runs smoothly.
Fill out our form or call today to learn which Non-Conventional loan is right for you. (855) 906-3416

Your Non-Conventional Loan Options

The 4 Simple Steps To Homeownership

Prysma is here to help you through the home buying process whether this is your first house or you are relocating to a new area. Here is the simple 4-Step process to owning your own home.

icon

Pre-qualification

You speak with one of Prysma’s licensed Mortgage Loan Originators to get pre-qualified for a loan up to a certain amount. This amount helps you determine the price range for the home that is right for you. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.

icon

Find Your Home & Make An Offer

After pre-qualification you can begin shopping for your home. When looking at different home options, make sure to consider all the different factors including price, location and safety of the neighborhood. After you choose the property you make an offer and negotiate with the seller on the final sales price.

icon

Loan Application

You have your home chosen and a sales price is determined you revisit with Prysma’s Mortgage Loan Originator to apply and secure the perfect loan for your new home. Your dedicated loan specialist will personally guide you through each step of the loan process.

icon

Closing & Moving In

Once your offer has been accepted and you have been approved for your mortgage you prepare for closing and move into your new home!

Testimonials

Understanding Non-Conventional Loans

What is a Non-Conventional Loan?

Non-Conventional loans, sometimes called unconventional, are often recommended for individuals with a lower income, bankruptcy, or insufficient cash resources. Non-conventional loans are also good loan options for specific groups, like active military or veterans.
In the event that you do not qualify for a Non-Conventional loan, an Non-Conventional loan could be an option for you.

Illustration

Types Of Non-Conventional Loans 

FHA Loan

Compared to a conventional loan, a FHA loan has fewer credit requirements. Borrowers can even put down less than 20% when purchasing this type of non-conventional loan. You will be required to pay a mortgage insurance premium (MIP).

VA Loan

Va Loans are a great option for veterans who are looking to purchase a home with zero money down. This is one of a few loan options that doesn’t require a down payment.

Benefits Of An Non-Conventional Loan

● All unconventional loans (FHA, VA and USDA) require a low or no down payment.

● Borrowers who have previously been rejected for reasons such as being self employed or having unsteady employment history can apply for an unconventional loan.

● Unconventional loans usually have similar rates to any other loan type.

Why Choose Prysma As Your Lending Provider

icon

Focused on Hispanic Homeownership

We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.

icon

20+ Years of Experience

We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families

icon

We’re Honest And Transparent

We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.

icon

We Find Solutions

The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.

Ready To ExploreYour Loan Options?