MORTGAGE PRE-APPROVAL WITH KICKSTART
Why wait to find perfect home before applying for financing? Prysma Lending Group makes mortgage pre-approval easy with KICKSTART!
KICKSTART is a new and simple way to get pre-approved for a loan before you pick out your home, with no upfront cost.
Avoid going through the hassle of picking out your perfect home just to be declined a loan. Instead, work with Prysma to be pre-approved, not “pre-qualified” for a loan amount prior to your home search.
We offer this new KICKSTART service to all of our Connecticut, Florida, and Massachusetts customers.
Fill out an online application or call us today to get started with Prysma’s KICKSTART service for mortgage pre-approval and find out if its right for you.
YOUR KICKSTART PRE-APPROVAL mortgage OPTIONS
The 4 SIMPLE STEPS TO HOMEOWNERSHIP WITH KICKSTART
Prysma Lending Group is here to make the pre-approval process easy for your mortgage loan.
You will meet with ne of Prysma’s licensed and experienced Mortgage Loan Originators to work out all of the details of being pre-approved for a loan through our KickStart service. Your credit report, pay stub, tax returns and bank statements will be reviewed to identify the amount you can be pre-approved for.
Find Your Home & Make an Offer
Now that you have used KICKSTART to get pre-approved for a loan, you can go out and search for a property within your budget. While out looking for homes, try to keep in mind its price, location, and the local school ratings and property taxes. Once you have found the perfect home for you and your family, it is time to make an offer and negotiate the final price with the seller.
Once the final sales price has been determined, you will revisit with the Prysma’s Mortgage Loan Originator to discuss any remaining conditions that need to be added to the file.
closing & Moving in
After your is loan is expedited through the final review process, you can close the deal and move into your new home. Congratulations!
Why Borrowers Choose PRYSMA for Home Loans
Prysma Lending went above and beyond to help me with my loan. It’s hard to rely on a good lender now a days, with all the big corporate banks out there. Prysma provided me with Amazing service. I have been using them for over 10 years and couldn’t be happier.
– S. Johnson
Highly recommend Prysma! They were very professional and went above and beyond my expectations! They kept me informed and answered all my questions. A special thanks for Debora and Mark for their effort, even during their vacation they worked and made my closing happened.
– M. Breda
Prysma cares about their clients and works hard to demonstrate that with each closing!
– W. Bernard
further Details on the Kickstart Program
Notes on Pre-Approval
- This program is only available to loans given in Connecticut, Florida, and Massachusetts.
- This program utilizes in-house files only
- Kickstart is available for conventional and FHA 203B loans only
- The Homeowners Insurance Premium is $80 for Single Family Homes (SFH) and $140 for Multifamily Dwellings.
- The Real Estate Taxes are calculated as follows: 80% of the estimated sales price multiplied by the mill rate of probable town. Mill rates for towns may be found on the state government websites for respective states.