New Haven Home Mortgage Lender | New Haven Mortgage Loans | Prysma Lending
Call Now: 1.888.743.9985
Slide background
Slide background
Slide background
Slide background
Slide background

Home Loans – New Haven

Your Trusted New Haven Mortgage Lender


Within the New Haven area, we are your trusted lender for all conventional & unconventional loans.

With the help of Prysma, families within the New Haven area realize that they do have the option to own their own home.

Our staff of professionals will meet with you and go over all of the best possible loan options, rates, and circumstantial factors contributing to your mortgage.

If you’re interested in starting your path to home ownership, fill out the form to the left, or call us today at: (888) 743-9985 

Your different NEw haven Mortgage loan options

Conventional Loans

Offering some of the lowest down payments available and allowing more flexibility in loan terms, conventional loans are a popular choice. You can select between an adjustable-rate or fixed mortgage

Unconventional Loans

New Haven residents also have the option of Unconventional mortgage loans to. These different mortgage loan types include FHA Loans, VA Loans & Tax ID (ITIN Loans).

Refinancing Options

We can make adjustments to your monthly payments or interest rates if you already own a home and are looking for refinancing options.

Reverse Mortgages

We offer reverse mortgage loans for older individuals so they can receive regular, reliable cash payments if you are looking to leverage your existing equity.​


To get pre-qualified for a loan up to a certain amount, you will speak with one of Prysma’s licensed Mortgage Loan Originators. The New Haven home that is right for you, will be determined by the amount in this price range. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.



To get pre-qualified for a loan up to a certain amount, you will speak with one of Prysma’s licensed Mortgage Loan Originators. The New Haven home that is right for you, will be determined by the amount in this price range. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.


Find Your Home & Make an Offer

After pre-qualification the search for your New Haven home can commence. Make sure to consider all the different factors when looking at different home options, including location, price, and safety of the neighborhood. After you choose the property you make can offer and negotiate with the seller on the final sales price.


Loan Application

You revisit with Prysma’s Mortgage Loan Originator once you have your New Haven home chosen and a sales price is determined so you can apply and secure the perfect loan for your new home. You will be personally guided through each step of the loan process by your dedicated loan specialist.


closing & Moving in

You prepare for closing and move into your new New Haven home once your offer has been accepted, and you have been approved for your mortgage!

Why Borrowers Choose PRYSMA for New Haven Home Loans

Prysma Lending went above and beyond to help me with my loan. It’s hard to rely on a good lender now a days, with all the big corporate banks out there. Prysma provided me with Amazing service. I have been using them for over 10 years and couldn’t be happier.

– S. Johnson

Highly recommend Prysma! They were very professional and went above and beyond my expectations! They kept me informed and answered all my questions. A special thanks for Debora and Mark for their effort, even during their vacation they worked and made my closing happened.

– M. Breda

Prysma cares about their clients and works hard to demonstrate that with each closing!

– W. Bernard

Understanding New haven home Mortgage loans

Conventional Mortgage Loans in New Haven

The Federal Housing Administration (FHA) or the Veterans Administration (VA) do not back or insure conventional loans. This means that since there is no governmental financing, the lender (us) is responsible for all mortgaging. These are our New Haven conventional loan options at Prysma:

  • Fixed-Rate Loan: These are ideal for a New Haven homeowner who is very reliable month-to-month with payments and financing. Monthly payments per month will be discussed and set at one simple fixed rate in exchange for a set down payment. This way market and interest variables won’t make you have to guess what your mortgage payment will be.
  • Adjustable-Rate (ARM) LoanFor New Haven homeowners who are planning on keeping the house for a short term, ARM loans are a great option. These loans have a lower rate during the determined initial period, and then fluctuate depending on market conditions and index rates. This means that your rate could be lower or higher on different months, but to limit the maximum your rate can increase, an interest cap is negotiated and placed on your New Haven mortgage.

Unconventional Mortgage Loans in New Haven

  • Federal Housing Administration (FHA) Loan: Federal Housing Administration (FHA) Loan: The Federal Housing Administration is government-backed and insures these loans through your New Haven lender. Including a lower down payment, lower closing cost, or lower interest rates,  we can offer you a better deal possibly. Borrowers must have lawful residency in the U.S., a valid Social Security number, and have steady employment history within the past two years.
  • Tax ID Loan: For Non-US citizens who do not have a Social Security number, credit score, or Green Card, these loans are the right fit. Workers who have a passport and Individual Tax Identification Number (ITIN) can be offered loans in the New Haven area.
  • Veterans Administration (VA) Loan: Our VA loan options may be perfect for you if you’re a military veteran looking for a mortgage loan in New Haven! Our VA loans have very low interest rates compared to conventional loans, and most don’t require money down. All that is required for this loan is proof of military service, proof that you haven’t been dishonorably discharged, and prior financials.
Large Brick Home - Mortgage Loan

Mortgage Refinancing in New haven

Mortgage Refinancing Options:  When you want to make adjustments to your monthly payments, refinancing is usually used. This can be increasing or decreasing your interest rate or monthly payments to pay less through the lifetime of the loan or pay off the mortgage quicker. We aim to mold your New Haven mortgage around your lifestyle and financial needs at Prysma. Refinancing is often a useful option for New Haven homeowners.

Reverse Mortgage Options in New haven

  • Reverse Mortgage Options: If you’re a homeowner over the age of 62 and looking to exchange equity for cash, a reverse mortgage loan is for you. You exchange your part equity (ownership) of the home and we pay you instead, rather than paying us monthly payments for your mortgage. The borrower isn’t required to pay back the lender until the home is sold or vacated. This is popular for retirees looking for income to live on month-to-month.

Our New haven Home Loan Office Locations

Prysma offers both conventional and unconventional mortgage loans in Greater New Haven and all throughout Connecticut. Each step of the loan process can be accomplished over the phone or online. You are not required to visit our offices to complete the loan process.

However, if you would like to stop by one of our locations, we have two Connecticut offices:

18 Padanaram Rd, Danbury, CT
4750 Main St, Bridgeport, CT