esp -jpeg Brazil Jpeg
Call Now: 1.888.743.9985
Pages Menu
Slide background
Slide background
Slide background
Slide background
Slide background

TAX ID Loans now available

Prysma Lending Group is now taking applications for mortgage loans using your tax id, no Social Security or Green Card required. Please see below for requirements or call us for more details.

  • ITIN program only requires valid copy of passport and copy of ITIN card
  • Minimum of 20% down payment
    • *20% down qualified borrowers based on scores and income ratios. Down payment varies from 20% to 30%)
  • No scores required
    • *borrower needs 3 alternative tradelines to be considered and needs at least 25% down payment
  • This is a full doc loan but 24 months Bank Statements may be used for self-employed borrower to qualify (PERSONAL BANK STATEMENTS ONLY OR DBA)
  • For W2 borrower we only use W2 and paystubs to qualify
  • Max Debt To Income ratio is 43% but can go up to 50% with compensating factors
  • No seasoning assets required