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History

For the past ten years we’ve helped families realize the dream of home ownership

Monica - PresidentMy name is Monica Serva and I started Prysma Lending Group in 2003 to help those living in the Danbury area.

For several years before starting Prysma, I worked as a mortgage professional in the state of Florida, where I helped several clients obtain FHA and conventional loans. I learned a lot about the mortgage industry and was particularly frustrated to realize that not every company puts their clients first. That’s why I started Prysma Lending Group – to create a company that truly puts our clients first.

Prysma was initially licensed as a correspondent mortgage lender in Connecticut and Florida and quickly received the backing of several investors and later, approval by the Housing Urban Department (HUD).  The response from our clients was remarkable and Prysma grew quickly. My husband, Luiz, a technology specialist with a degree in Business Management, and former executive with over fifteen years of international IT experience with a leading semi-conductor corporation, joined Prysma to oversee our information technology, accounting, compliance and marketing activities.

In 2005 we were approved under HUD’s Direct Endorsement Lender program, and thereafter started our Corresponding Division. We continued to help more and more families achieve the dream of home ownership, and we continued to grow and obtained our mortgage lender license in Massachusetts and Florida and our mortgage broker registration in New York.

Even during the financial meltdown of 2008/2009, our company continued to grow.  We believe this growth was based on our philosophy of always doing right by our clients—that means finding the right mortgage for our clients and ensuring that families can afford their mortgages and remain in their homes.

Today we are comprised of a team of mortgage professionals, some local, some from other states, some born in other countries, all dedicated to helping families buy their dream home. We have state-of-the-art technology that helps to expedite the mortgage application process. And as a leader in FHA loans, we have twenty-four hour decision making ability and if approved, in many cases we can close a FHA loan in ten business days. Except for our New York transactions which are conducted through third party lenders, all of our loans are underwritten in house.

Prysma Lending Group will continue to help families secure mortgages for many, many years to come.  We truly put our clients first