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Fixed Rate

Fixed-rate Loans

  • This option offers you fixed interest rates for the whole mortgage loan term.
  • The monthly payments and the interests are fixed; therefore, there are no surprises.
  • It is a great choice for customers who have fixed income.
  • It is the recommended choice for customers who intend to keep the property for a long time.
  • Offers the chance to borrow money on a long-term basis without having to  worry about the interest rates or payments changing.
  • Higher interest bill increases the amount consumers can deduct at tax time,  potentially reducing or eliminating their federal income tax  liabilities.