Fixed Rate Loans – New
Your Trusted Fixed-Rate mortgage Lender
Explore Your Loan Options
Prysma’s Lending Group provides competitive Fixed Rate loans. Make your home ownership dream a reality with our specialized Fixed Rate Loan options.
You’ll never have to guess what your next payment will be. With Prysma, you can accurately plan your financial future.
Our friendly and approachable loan experts will meet with you to discuss your financial goals, and needs. Homeownership can be frustrating, but here at Prysma Lending Group, we make it easy.
Fill out the form or call today to learn how a Fixed Rate loan may be the right solution for you. (888) 743-9985
The 4 SIMPLE STEPS TO HOMEOWNERSHIP
Prysma is here to help you through the home buying process whether this is your first house or you are relocating to a new area. Here is the simple 4-Step process to owning your own home.
You speak with one of Prysma’s licensed Mortgage Loan Originators to get pre-qualified for a loan up to a certain amount. This amount helps you determine the price range for the home that is right for you. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.
Find Your Home & Make an Offer
After pre-qualification you can begin shopping for your home. When looking at different home options, make sure to consider all the different factors including price, location and safety of the neighborhood. After you choose the property you make an offer and negotiate with the seller on the final sales price.
You have your home chosen and a sales price is determined you revisit with Prysma’s Mortgage Loan Originator to apply and secure the perfect loan for your new home. Your dedicated loan specialist will personally guide you through each step of the loan process.
closing & Moving in
Once your offer has been accepted and you have been approved for your mortgage you prepare for closing and move into your new home!
Why Borrowers Chooses PRYSMA for Fixed-rate loans
Prysma Lending went above and beyond to help me with my loan. It’s hard to rely on a good lender now a days, with all the big corporate banks out there. Prysma provided me with Amazing service. I have been using them for over 10 years and couldn’t be happier.
– S. Johnson
Highly recommend Prysma! They were very professional and went above and beyond my expectations! They kept me informed and answered all my questions. A special thanks for Debora and Mark for their effort, even during their vacation they worked and made my closing happened.
– M. Breda
Prysma cares about their clients and works hard to demonstrate that with each closing!
– W. Bernard
Understanding Fixed-rate loans
What is a Fixed-Rate Loan?
Fixed rates are a simple, dependable solution for any homeowner who doesn’t want to guess what their next payment will be.
Fixed rate loans offer interest rates that don’t change for the entire mortgage loan period. In exchange for an initial down payment, you’ll be able to finance your new home. This is an excellent option for clients with a fixed income, who want to be able to accurately plan ahead for their financial goals.
Is a Fixed-Rate Loan Right For Me?
If you’re looking to hold onto your property long term, a 30 year fixed rate loan can be helpful because you can plan out your finances way ahead of time.
30 year fixed rate loans are for long-term borrowers, who don’t want to worry about changing interest rates or payments. You trade flexibility for consistency.