Helping Families Achieve Home Ownership
y name is Monica Serva and I started Prysma Lending Group in 2003 to help those living in the Danbury area.
For several years before starting Prysma, I worked as a mortgage professional in the state of Florida, where I helped several clients obtain FHA and conventional loans. I learned a lot about the mortgage industry and was particularly frustrated to realize the minorities were underserved by lenders and banks. I also saw that companies wer treating their clients poorly. That’s why I started Prysma Lending Group – to help all of my clients, no matter their color or ethnicity the exact same way. We put our clients first.
rustrated to realize that not every company puts their clients first. That’s why I started Prysma Lending Group – to create a company that truly puts our clients first.
Growing to Serve More States
Prysma was initially licensed as a correspondent mortgage lender in Connecticut and Florida and quickly received the backing of several investors and the approval by the Housing Urban Department (HUD). The response from our clients was remarkable and Prysma grew quickly. In 2005 we were approved under HUD’s Direct Endorsement Lender program, and thereafter started our Corresponding Division. We continued to help more and more families achieve the dream of home ownership, and we continued to grow and obtained our mortgage lender license in Massachusetts and Florida and our mortgage broker registration in New York.
My husband, Luiz, an IT specialist with a degree in Business Management and former IT Director with over fifteen years of global IT experience with a leading semi-conductor corporation, joined Prysma to oversee our information technology, accounting, compliance and marketing activities.
Doing Right By Our Clients
Even during the financial meltdown of 2008/2009, our company continued to grow. We believe this growth was based on our philosophy of always doing right by our clients—that means finding the right mortgage for each borrower and ensuring that families can afford their mortgages and remain in their homes.
Today we are comprised of a team of mortgage professionals who speak Portuguese and/or Spanish dedicated to helping families buy their dream home. We have state-of-the-art technology that helps to expedite the mortgage application process. And as a leader in FHA loans, we have twenty-four hour decision making ability and we can close a FHA loan in ten business days. Except for our New York transactions which are conducted through third party lenders, all of our loans are underwritten in house.
Prysma Lending Group will continue to help families secure mortgages for many, many years to come, while continuing with our objective to be the #1 mortgage lender for the Hispanic community.